Our Services
Our Services
1
Merchant Cash Advance Relief:
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Negotiating settlements with MCA funders to reduce outstanding balances.
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Providing legal guidance and support throughout the negotiation process.
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Helping businesses navigate the complexities of MCAs and avoid default.
2
UCC Lien Release Assistance:
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Working with creditors to obtain conditional UCC lien releases.
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Drafting and submitting necessary documentation to release liens on business assets.
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Protecting businesses from the negative consequences of UCC filings.
3
Legal Representation:
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Representing businesses in legal proceedings related to MCAs.
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Advising clients on their rights and obligations under MCA contracts.
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Defending against lawsuits filed by MCA funders and other creditors.
4
Settlement Negotiation:
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Negotiating lump sum settlements or structured payment plans with MCA funders.
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Advocating for favorable terms and conditions that align with clients' financial capabilities.
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Ensuring that settlements are fair and equitable, taking into account clients' long-term financial goals.
5
Preventative Measures:
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Proactively assisting businesses in managing their MCA obligations before default occurs.
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Exploring options for lowering or pausing MCA payments to alleviate financial strain.
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Providing guidance on alternative financing solutions and debt management strategies.
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Customized Solutions:
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Tailoring services to meet the unique needs and circumstances of each client.
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Developing personalized strategies and action plans based on clients' specific goals and objectives.
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Providing ongoing support and guidance to ensure that clients achieve long-term financial success.
Importance of Professional Assistance
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Navigating the complexities of lawsuits and UCC filings demands expert guidance. It's important to understand the two are completely separate and one or both can occur at any time after default. A professional team can provide invaluable assistance in defending against lawsuits, ensuring your rights are protected and minimizing financial losses. Moreover, they play a crucial role in negotiating UCC lien releases, safeguarding your business assets and financial stability against potential threats.
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Lawsuits: Understanding the Impact
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Immediate Risk: Funders may file lawsuits after missing just one payment, escalating the situation rapidly.
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Financial Consequences: Lawsuits come with default fees, lawyer fees, and interest from the day of default, adding significant amounts to the balance.
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Personal Liability: Merchant Cash Advances (MCAs) are personally guaranteed, meaning personal bankruptcy may be necessary to resolve them. We offer restructuring solutions to prevent personal and business bankruptcy.
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UCCs: Unveiling the Risks
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Asset Priority: Creditors gain priority rights to business assets, affecting financial transactions and asset management.
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Financial Barriers: UCC filings may hinder access to additional financing, complicating credit and loan terms.
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Cash Flow Disruptions: Funders could redirect payments directly from clients, disrupting cash flow and financial commitments. This includes freezing credit card processors and third-party platforms such as PayPal, Venmo, Cash App, Grubhub, DoorDash, and Uber Eats. In most instances, you will not know a UCC has been enforced until batches are no longer deposited and clients begin to withhold payments due to you.